This new law prohibits all Maryland drivers from using a Cell Phone with a Hands Free Device while operating a motor vehicle. In addition, the new law prohibit’s “a holder of a learner’s instructional permit or provisional driver’s license who is 18 years of age or older from driving a motor vehicle while using a handheld [...]
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Professional liability insurance is also known as professional indemnity insurance (PII). It is liability coverage that aids in covering professional advice as well as service-providing companies and individuals from bearing the full financial brunt of having to defend themselves against a negligence claim made by a client and any damages that are awarded in negligence [...]
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Does your insurance need a checkup? • Have you gotten married or divorced? • Have you had a baby? • Did your teenager get a driver’s license? • Have you switched jobs or experienced a significant change in your income? • Have you done extensive renovations on your home? • Have you decided to buy a vacation or potential retirement home? [...]
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New Maryland traffic ticket process begins January 1, 2011. On January 1, 2011, a new law goes into effect, and drivers who get a payable traffic ticket in Maryland will no longer be given an automatic trial date to appear in court. Here’s how the new Maryland traffic ticket process works: Drivers have three choices [...]
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There are many different forms of personal insurance. The reason for the wide variety of offerings is that each type of personal insurance insures a different thing. Homeowners insurance insures a persons home and valuable possessions that are kept within that home. Life insurance covers the person for the possibility of his death. Health insurance [...]
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Even soaring gas prices and a sluggish economy won’t slow down the American road warrior. So how do you determine whether you need a Loss Damage Waiver (LDW) when renting a car? First and foremost, educate yourself. Know what’s covered by those seemingly steep fees so you can make an informed decision when you step [...]
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If you are in an accident or your car breaks down, safety should be your first concern. Getting out of the car at a busy intersection or on a highway to change a tire or check damage from a fender bender is probably one of the worst things you can do. The Insurance Information Institute [...]
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Maryland is classified as a high risk state for vehicle collisions with deer, which if you drive and live in our area doesn’t come as a big surprise to you! The same holds true for most of our neighboring states including West Virginia, Pennsylvania and Virginia. Though not in the top ten, statistics show that [...]
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