Six good reasons to have a personal umbrella There is no question that the ownership and use of our autos present us with the greatest personal liability exposure. But our normal daily activities can expose us to the potential of a large liability claim that could threaten our personal assets. One of the best ways [...]
Read Full Post »
CALL US AT (410) 465-4300 IF YOU HAVE AN EMERGENCY As Hurricane Irene approached our area, we posted important announcements for you on our website and Facebook page. Rossmann-Hurt-Hoffman put detailed disaster plan in place, so even in the event we suffer a loss, you will still be able to reach us for assistance. We are [...]
Read Full Post »
Are you already tired of hearing about the earthquake that shook the East Coast yesterday? Well, this is one bit of information that will hopefully make you stop and think, “Does my homeowners or business policy cover damage caused by an earthquake?”. Did you know that Standard homeowners and business insurance policies exclude damage to [...]
Read Full Post »
Rossman, Hurt, and Hoffman Insurance known as RHH Insurance offers several personal insurance coverage options. Events in life are sporadic and unexpected. That’s why it’s important to be protected at all times. It’s better to have, than to not have by being prepared and feeling safe. RHH has homeowners insurance to protect your really important [...]
Read Full Post »
Did you know that June thru November is the “official” hurricane season in the United States? Oh, and just in case you forgot, we are already into the first week of June! During hurricane Isabella some shingles blew off my roof and water blew in my patio door damaging hardwood floors. Very small potatoes compared [...]
Read Full Post »
Springtime brings warmer weather, but also brings conditions such as fast melting snow combined with severe storms and heavy rainfall that increase flood risk. Just a steady rainfall can cause rivers, lakes or other bodies of water to overflow their banks, threatening the communities near them. In fact, you don’t even have to be near [...]
Read Full Post »
Does your insurance need a checkup? • Have you gotten married or divorced? • Have you had a baby? • Did your teenager get a driver’s license? • Have you switched jobs or experienced a significant change in your income? • Have you done extensive renovations on your home? • Have you decided to buy a vacation or potential retirement home? [...]
Read Full Post »
The National Fire Protection Association indicates house fires are the leading cause of all fire deaths in the United States. According to the NFPA, there were 403,000 residential fires in 2008, resulting in 2,780 deaths and 13,560 injuries. The NFPA acknowledges cooking as the leading cause of house fires in the United States and heating [...]
Read Full Post »
There are many different forms of personal insurance. The reason for the wide variety of offerings is that each type of personal insurance insures a different thing. Homeowners insurance insures a persons home and valuable possessions that are kept within that home. Life insurance covers the person for the possibility of his death. Health insurance [...]
Read Full Post »
Most Homeowners and Businessowners in Maryland and its surrounding states are NOT prepared for Earthquakes! The 3.6 magnitude earthquake felt in the Washington, D.C., metropolitan area on July 16th had its epicenter in Gaithersburg, Maryland. While no damage was reported, it is a reminder that in the United States about 5,000 quakes strike each year. [...]
Read Full Post »
