Six good reasons to have a personal umbrella There is no question that the ownership and use of our autos present us with the greatest personal liability exposure. But our normal daily activities can expose us to the potential of a large liability claim that could threaten our personal assets. One of the best ways [...]
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Off-the-shelf anti-virus and data-encryption software are far from foolproof, and computer hackers know it. Citing a Verizon study of cyber attacks, The Washington Post reports that cyber criminals are increasingly looking for softer targets like small- and medium-sized businesses that may be less protected. The data risk management experts cited in the Post’s report recommend [...]
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Contractors insurance is essential to have to protect your business and your personal assets. If you are acting as an independent contractor, this is even more important because chances are you are operating as a sole proprietor and therefore your personal belongings are at risk in a legal dispute. Insurance is available for all trades, [...]
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If you own a restaurant, you will need some type of insurance policy to protect your investment. Restaurant insurance is designed to safeguard your business from a number of problems. The type of policy you will need depends on the location of the restaurant. If you are under the obligation of a bank loan. you [...]
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One of the most important, and most unseen, aspects of operating a restaurant is having good insurance. Many times, insurance may be only an afterthought, but it is vital to the long term success of a restaurant. Restaurant insurance will help to protect the owners from damages and losses associated with unforeseen events. Not only [...]
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Does your insurance need a checkup? • Have you gotten married or divorced? • Have you had a baby? • Did your teenager get a driver’s license? • Have you switched jobs or experienced a significant change in your income? • Have you done extensive renovations on your home? • Have you decided to buy a vacation or potential retirement home? [...]
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Slips, trips and falls in outdoor environments can be caused by rain, sleet, ice and snow, and particulate soil that causes surfaces to become slippery or produce poor traction. While we cannot control environmental conditions that increase slipperiness of outdoor walkway surfaces, we can certainly reduce the likelihood of falls through improved design of exterior [...]
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Hidden liability comes along with holiday festivities. For those who mix alcohol with corporate or private parties, proper insurance is essential. Holidays can be fun times filled with office and private parties, but they can also be deadly with increased drunk driving this time of year. Anyone hosting a holiday party should take steps to [...]
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