The extensive damage caused by the water-main break in Dundalk last week has lead to many coverage questions and potentially erroneous interpretations.
Normally this type of loss should be considered a flood, and in order for there to be coverage there must be a Flood Policy in effect.  This was confirmed by the Maryland Insurance Administration.  [...]

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Check Coverage Now, Warns I.I.I.; 30-day Waiting Period Before Flood Insurance Takes Effect
Do you think that just because you don’t live in a flood zone that you don’t need flood insurance? According to a recent study, many people exposed to the risk of flood damage fail to purchase flood insurance.
“When it comes to floods and [...]

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