Six good reasons to have a personal umbrella There is no question that the ownership and use of our autos present us with the greatest personal liability exposure. But our normal daily activities can expose us to the potential of a large liability claim that could threaten our personal assets. One of the best ways [...]
Read Full Post »
Off-the-shelf anti-virus and data-encryption software are far from foolproof, and computer hackers know it. Citing a Verizon study of cyber attacks, The Washington Post reports that cyber criminals are increasingly looking for softer targets like small- and medium-sized businesses that may be less protected. The data risk management experts cited in the Post’s report recommend [...]
Read Full Post »
Wedding insurance is a little known type of insurance coverage that can be priceless should anything at all go wrong on a wedding day. For the couple themselves, this insurance can help to protect their financial investment and future should anything unexpected happen on their wedding day. And for parents of the wedding couple, wedding [...]
Read Full Post »
On November 9th FEMA, DHS and FCC will conduct the first national test of the Nationwide Emergency Alert System test. This test will kick off at 2:00 p.m. (EST). The test will be nationwide, running concurrently across all time zones. This system test is the first of its kind. It is designed to broadcast a nationwide [...]
Read Full Post »
CALL US AT (410) 465-4300 IF YOU HAVE AN EMERGENCY As Hurricane Irene approached our area, we posted important announcements for you on our website and Facebook page. Rossmann-Hurt-Hoffman put detailed disaster plan in place, so even in the event we suffer a loss, you will still be able to reach us for assistance. We are [...]
Read Full Post »
Professional liability insurance is also known as professional indemnity insurance (PII). It is liability coverage that aids in covering professional advice as well as service-providing companies and individuals from bearing the full financial brunt of having to defend themselves against a negligence claim made by a client and any damages that are awarded in negligence [...]
Read Full Post »
For most people, a wedding day is the single most expensive day of an entire lifetime of expenses. When planning a wedding, there are outrageous expenses at every turn, from booking the venues to contracting service providers. Enormous amounts of money can be spent quickly to make everything perfect for a couple on their special [...]
Read Full Post »
If you own a restaurant, you will need some type of insurance policy to protect your investment. Restaurant insurance is designed to safeguard your business from a number of problems. The type of policy you will need depends on the location of the restaurant. If you are under the obligation of a bank loan. you [...]
Read Full Post »
Is your home energy efficient, or are you wasting money on energy bills and not sure what you can do to reduce them? If you live in Howard County, click here and read this article to find out how to apply for a FREE home energy audit through the Howard County program that began June [...]
Read Full Post »
Did you know that June thru November is the “official” hurricane season in the United States? Oh, and just in case you forgot, we are already into the first week of June! During hurricane Isabella some shingles blew off my roof and water blew in my patio door damaging hardwood floors. Very small potatoes compared [...]
Read Full Post »