Posted in Maryland Insurance, personal insurance on Jun 28th, 2010
Boats, trampolines and more – are you properly insured?
Summer is the time for fun. Book a tee time, put the boat in the water, head to the lake, the beach or the mountains. It is the time of year to play. Golfing, boating, fishing, water skiing, swimming, hiking, trail riding – you name it, we [...]
Posted in Maryland Insurance, restaurant insurance on May 31st, 2010
Restaurant insurance is important to have, because it can protect your business from liability issues and lawsuits due to broken equipment. There are many common everyday scenarios restaurants face that can become easily hazardous. This article will discuss some of the great reasons to consider getting insurance for your restaurant business today.
Think about how often [...]
Posted in Maryland Insurance, Wedding Insurance on Apr 18th, 2010
You’ve always dreamed of planning the perfect wedding, but no matter how carefully you plan it, there are many things that can go wrong – things that are beyond your control. Wedding insurance helps make things right when something goes wrong! For as little as $160, your wedding insurance policy can cover a variety of [...]
Posted in Maryland Insurance, auto insurance on Feb 26th, 2010
Even soaring gas prices and a sluggish economy won’t slow down the American road warrior. So how do you determine whether you need a Loss Damage Waiver (LDW) when renting a car? First and foremost, educate yourself. Know what’s covered by those seemingly steep fees so you can make an informed decision when you step [...]
Posted in Maryland Insurance, auto insurance on Jan 18th, 2010
If you are in an accident or your car breaks down, safety should be your first concern. Getting out of the car at a busy intersection or on a highway to change a tire or check damage from a fender bender is probably one of the worst things you can do. The Insurance Information Institute [...]
Posted in Maryland Insurance, liability insurance on Dec 14th, 2009
Hidden liability comes along with holiday festivities. For those who mix alcohol with corporate or private parties, proper insurance is essential.
Holidays can be fun times filled with office and private parties, but they can also be deadly with increased drunk driving this time of year. Anyone hosting a holiday party should take steps to limit [...]
Posted in Maryland Insurance, Workers Compensation on Nov 24th, 2009
HERE ARE SOME SAFETY TIPS TO KEEP IN MIND WHEN DECORATING YOUR BUSINESS FOR THE HOLIDAYS…
• Consider hiring a contractor for unusually dangerous installations such as locations which require work over large atriums, roof tops and leading edges subject to falls greater than 6 feet from the walking surface. Be sure to obtain certificates of [...]
Posted in Maryland Insurance, Workers Compensation on Oct 29th, 2009
Do you have any employees? Do you know the criteria used by the State of Maryland, or any other state, to determine whether someone working for you is considered an employee? Workers’ compensation laws vary greatly state by state, so be sure and call one of our Workers’ Compensation specialists today at 1-866-847-0449 and they [...]
Posted in H1N1, Health Insurance, Maryland Insurance on Oct 19th, 2009
If the flu becomes more severe this fall and winter, it is likely to be a prolonged and widespread outbreak that could require major changes in many areas of society, including schools, businesses, transportation, and government. To be prepared, government health agencies encourage individuals, businesses, and communities to consider the following:
• Talk with your local [...]
Posted in Flood Insurance Maryland, Maryland Insurance, Professional Liability Insurance on Sep 29th, 2009
The extensive damage caused by the water-main break in Dundalk last week has lead to many coverage questions and potentially erroneous interpretations.
Normally this type of loss should be considered a flood, and in order for there to be coverage there must be a Flood Policy in effect. This was confirmed by the Maryland Insurance Administration. [...]